If you use a credit or debit card, bank online or make any kind of electronic financial transaction, you face some risk that your personal information or money could be stolen. That means pretty much everyone is exposed to this threat.
Here are 10 Smart Moves To Protect Your Bank Account
1. Review bank statements for accuracy.
2. Never disclose a debit or credit card PIN (personal identification number) in email or on the phone.
3. Be suspicious of strangers who ask for personal information by email or phone.
4. If you’re asked to provide your Social Security number or other confidential information, make sure you know who wants the information and why.
5. Be wary of email attachments and “free” software.
6. Don’t use part of your Social Security number as a PIN.
7. Think before you download apps, click on links or reply to email that might be harmful or fraudulent.
8. Keep your laptop or mobile device’s operating system and Internet browser up to date.
9. Don’t store passwords, your Social Security or other sensitive information on your smartphone.
10. Be aware of your surroundings when you bank online in a public setting. Watch out for “shoulder surfers,” people who hover nearby and observe your information without your knowledge.
Lastly, Don’t sign into online banking on a public computer and always sign out when you’ve finished your transactions, even if you use your home computer or own mobile device